A considered view
of your pension position.

The letter addresses your CPF Ordinary, Special, Medisave, and Retirement accounts, any private pension arrangements you hold, and older employer schemes that may still have outstanding entitlements. It is drafted after a single sitting and is written to be read and kept — not to be filed away.

There is no fixed duration. Some disputes are resolved through a few rounds of measured correspondence; others proceed to formal proceedings and take considerably longer. At the first sitting, we give you a candid assessment of the likely course so you can decide how to proceed with full information.

Yes. The two pieces of work complement each other well. The Pension Vista Letter gives you a clear picture of your current position, and the Distant Horizon Estate Plan ensures that your will, lasting power of attorney, and pension nominations all point in the same direction.

The prices listed on this site are the fees for each service in full. A preliminary telephone call to discuss your situation is offered at no charge. We prefer you to come to a first sitting having already decided that this is the right step for you.

The Pension Vista Letter and the estate plan can, in many cases, be started remotely if you are not currently in Singapore. Pension dispute representation will generally require some in-person attendance. We are happy to discuss your circumstances before you commit to any engagement.

The most useful things are your CPF statements, any pension scheme correspondence from current or former employers, and any letters or notices you have received that gave rise to your concern. There is no need to organise these into a formal bundle — we will work through them with you during the sitting.